About
JT is a pioneering force in telecommunications, combining industry expertise with the agility of a tech leader. Our platform includes JT Mobile Intelligence for mobile data insights and MoneyGuard for real-time fraud prevention and customer engagement. These solutions minimize friction, reduce false positives, and create cost efficiencies. At JT, we merge our telecom heritage with cutting-edge technology to protect businesses and customers in the fast-paced world of mobile payments.
Our Story
JT is 100% government-owned, ensuring stability and a long-term vision, with 130 years of expertise that have built a rich legacy of trust and innovation. Our 500+ global roaming partnerships provide expansive international reach, and as a GSMA Official Gateway Channel Partner, we are recognized for our leadership in the industry. We now focus on mobile fraud prevention, offering advanced identity verification to secure financial transactions and combat fraud, including SIM swap and Authorized Push Payment fraud.
Our Vision
As smartphone usage continues to soar, with global penetration projected to reach 83.1% by 2025, fraudsters are becoming increasingly sophisticated in their attacks. Mobile phones are now the most commonly stolen item, particularly in the UK, where the threat has risen dramatically in 2024. Fraudsters are leveraging advanced AI models to exploit vulnerabilities, making fraud prevention more challenging. Telecom data has emerged as a critical tool in detecting and preventing fraud, but it must be paired with seamless user experience and awareness to maintain customer trust. Balancing security with user convenience is essential in this rapidly evolving landscape.
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The Evolving Mobile Fraud Landscape
The consequences of fraud extend far beyond the immediate financial losses it causes. Reputational damage can erode customer trust, generate negative publicity, and diminish a company’s brand equity. The operational burden of investigating and resolving fraud drains significant resources, while non-compliance with regulations can lead to substantial fines and legal repercussions. Moreover, customer churn becomes a real threat as victims lose trust and switch to competitors, directly impacting revenue and market share. For public companies, fraud incidents can cause sharp declines in market capitalization, further threatening long-term stability.
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Fraud’s Expansive Business Impact
Our approach combines two powerful strategies to enhance fraud detection and prevention. First, we augment existing systems by incorporating comprehensive telecom signal data directly from the network, and valuable intelligence data from operator CRM systems. Second, we actively engage customers in the fraud prevention process by providing them with timely, pertinent information that surpasses basic alerts. This empowers customers to contribute to the protection of their accounts without causing unnecessary disruptions. By leveraging telecom data and customer engagement, we create a more resilient and user-friendly fraud protection environment.
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Our Approach
Our solution comprises two key components: JT Mobile Intelligence and MoneyGuard. JT Mobile Intelligence augments fraud prevention systems by providing real-time data directly from the telecom network, where fraud can be detected and stopped early. MoneyGuard enhances decision-making by distinguishing between fraudulent and legitimate transactions, orchestrating communication with customers only when necessary. It goes beyond simple approval messages, ensuring that customer interactions are timely, relevant, and impactful, helping businesses maintain security while minimizing friction in financial transactions.
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